New Jersey Uninsured Motorist Accident Attorneys
Uninsured and Underinsured Drivers in New Jersey
Dealing with the fallout of a car accident in New Jersey is typically a stressful and emotionally draining process, particularly if you sustained serious injuries during the collision. You fully expect that the other driver's insurance will cover all of your losses, but this isn't always the case. New Jersey uninsured/underinsured motorist lawsuits are a complicated area of law, and you need an attorney with a history of handling these types of cases. They can work with the insurance companies to make them pay you the money you need to get back on track.
New Jersey Uninsured Driver Accidents
Uninsured motorist accidents are collisions in which the other party has no insurance at all. New Jersey law does provide some protection for drivers involved in these types of accidents. All insurance policies for private vehicles sold in the state must include uninsured motorist coverage. The minimum amount of coverage offered is up to $15,000 per person and up to $30,000 per car accident. Higher coverage amounts are available.
New Jersey Underinsured Driver Accidents
In this type of accident, the other driver does have some insurance coverage. However, it is not enough to cover all the losses you incurred because of the auto accident. Underinsured motorist coverage is available with most policies. Although not mandatory, it is a good idea to purchase it in case you are ever in a serious accident with a driver who does not have adequate insurance coverage.
Consulting a NJ Underinsured/Uninsured Driver Attorney
Those involved in New Jersey uninsured/underinsured motorist accidents need to prove that the other driver was at fault to collect maximum damages. If the claimant was comparatively negligent, the amount of the award can be much lower. A lawyer will present your case to the other party's insurance company and, typically, several arbitrators who will help decide whether there was negligence involved and determine the amount of the settlement. It is crucial that your case be as strong as possible, which is why enlisting the help of an experienced New Jersey uninsured/underinsured motorist accident attorney is one of the most important things you can do to protect your rights. Contact the Princeton NJ personal injury attorneys at Lependorf & Silverstein to find out how they can help if you've been involved in this type of accident.
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